what happens after public housing interview

How Long Does The Waitlist For NYC Housing Connect Take? The voucher will cover anything over 30% of your monthly adjusted income, up to a certain maximum. Recently, when my application for an affordable apartment in Astoria was chosen for further processing, my excitement was tempered by the mountain of documentation Id have to gather before my interviewwhich I would have to attend within the next two weeks. Estimate your wait time. The limits are firm. More than 400,000 New Yorkers reside in one of the 178,895 apartments located around the five boroughs of New York City. hmo6{`TIg A/T!wG9u-Z(@xpc(Ap$ p`!RO 8_h0w Wp[|/.^\=;v8_mO[Id/[WCK@bhEJwsI JlDce|4xVRj2j. Who Can Apply for Rent Hardship If your work hours have been reduced or you have lost your job, please submit an Interim Recertification application as soon as possible. Make sure that you take note of which PHA requires your entire household to attend the interview. If the Housing Manager decides to recommend you for termination, he or she must tell you the facts used to make this decision. This calculation does not take factors into consideration such as annual waiting list purges and adjusted turnover rates, so it should be used as a rough estimate. You must tell them at least 5 days before the hearing date. Once your application has been submitted, it can take between a couple of weeks and a couple of months for offices to process applications. Step 1: Wait for the housing office to process applications. The applicant may not be selected for an interview until the end of the ineligibility period. endstream endobj startxref You will have to notify the housing authority that you will be at the hearing. Interviews are very important, so you should confirm your appointment immediately, or ask to be rescheduled right away if there is a critical reason why you cant make it. 3. Find legal help from our list of attorneys and firms. Applicants that meet one or more preferences are given first consideration. What is the meaning of customer service to you? The PHA sends your landlord a Housing Assistance Payments Contract after the rental unit passes inspection, along with a courtesy lease. Department of Housing and Urban Development. In preparing for the interview you may find that you can't remember everything or when certain events happened. You may enter numerous lotteries simultaneously. 8 weeks Subsequently, question is, what does it mean when it says lottery pending on housing connect? Fortunately the process for all the various lotteries now takes place through one platform, known as NYC Housing Connect, making it easier to apply. The lower the number, the greater the likelihood that the applicant will be called about a possible apartment win. Nonpayment, Collections, and Financial Judgments If you have more than $5,000 in open or unresolved delinquencies, collections, or money judgments, you may be refused. Applicants will be placed on the waiting list either by date and time the application is received by the housing provider, or by random lottery. Many applicants get rejected because of the high demand for housing assistance, even though they are eligible for the program. 2002-2023 ApartmentSmart.com, Inc.Affordable Housing Online is not affiliated with any housing authority or apartment community, and does not manage any affordable housing programs. Affordable Housing Lottery Odds Worst for Those Who Can Afford the Least THE CITY analyzed 18 million applications for apartments and confirmed low-income applicants deeply felt sense that the system is stacked against them. This depends on the resources available to review applications. Applicants are offered one apartment. Applicants will be required to meet additional guidelines, including asset limits, and tenant selection criteria to qualify. This is known as purging, and is done to process applicants as efficiently as possible. Many organizations have waiting lists, making it difficult to get assistance promptly. Others have certain days and times during the week when you can call or go in person to find out your current place on the list. There is one EXCEPTIOM, you cannot have additional income in the form of a roommate for 12 months after you sign your lease. 10. Applicants must inform NYCHA of any changes in address, income, and/or household composition after they submit an application. Location: Parkchester. The participant then pays the difference between the actual rent charged by the property owner and the amount subsidized by the program. How can I get an apartment with low income? %PDF-1.7 % Apparently GOP folks like Mike Lee and Rick Scott have a very short memory as they never remember & deny any/all comments they have made - in public, on national TV - in the past. )f}gH\90hi%CRLA@Df\@Bnq/2&BiPYB:z4c-Wv(v`ttPF7CM05tim4u?jjjp O6']Zyz_@";{|q4"GL]fds+ I understand that this site is privately owned and is not affiliated with, For example, if 1,000 applicants are being placed on the waiting list, and 2,500 qualified applicants apply, 1,500 of those applicants will not be placed on the waiting list simply because there are not enough spots available. %%EOF Not only can the latter feel a bit invasive, its also tough to organizeand youll often have a tight deadline in which to prepare your paperwork. Affordable housing applications are selected for review through a lottery process. What happens after housing connect interview? 9 Other programs may give you only a rough estimate. Do not submit duplicate applications. Every effort is made to contact applicants selected for an interview within 30 - 45 days of the job notice date. A location for a public housing construction or other usage. NYCHA performs criminal background checks on applicants for NYCHA residences and family members who desire to temporarily or permanently join a household. New York City Housing Authority (NYCHA), a completely separate agency from HPD. In certain circumstances, FHEO may initiate a compliance review based on the information submitted in a complaint. The selection of applications is based on priority and the date of the first application. Apply online for Public Housing and the Project Based Voucher program. What are the criteria for a home inspection? After you understand how to apply for Section 8 housingand complete your application, your household will likely be placed on a waiting list. You can estimate the length of the waiting list based on these numbers. To say that I was thrilled at the prospect of living in a structurally sound building with in-unit laundry would be an understatement, but I didnt want to get my hopes up. Also make sure to reply immediately to notices sent to you that require a response. Everyone knows that New York City is one of the most expensive places to live and that both the rent and home values are both too high! In order to provide adequate proof of your situation, you may need to present the following documents to the housing authority: When you meet up with your local public housing agency (PHA) for your Section 8 eligibility interview, you will be given an overview of how the program works. Hopefully, these tips will increase your chances of winning. Many of these agencies choose to conduct a lottery instead of adding thousands of households to the waiting list. 0 For example, some require you to contact them in writing before they will mail you a statement of your current place on the list. Step 1: Wait for the housing office to process applications. Applicants interviewed for eligibility and denied admission will receive written notification stating the reason for denial and may request an informal hearing within 90 days of the Ineligibility letter. If you dont receive the email or dont have access when they send a correspondence, you may be removed from the waiting list. In general, the smaller the number, the greater your chances. Z{??'eIUd:?3:^gFRpCfMVBZ\nQmYG7dE^! 2023 Housing Court Answers. To view the purposes they believe they have legitimate interest for, or to object to this data processing use the vendor list link below. Convictions may impact a persons ability to reside in NYCHA if they have a recent criminal history. Once you are on a waiting list, your wait time varies greatly depending on the office you applied through. 2) Its been a year since we applied. Hoy recordamos la vida de Don Chon, un cronista originario de la comunidad de #Tlaxcalancingo.. Applicants removed from the waiting list due to denial for admission who wish to be reconsidered for public housing must file a new application. HUD's aim with the Section 8 program is to close the gap between a city's market rate rents and what a low-income family can afford to pay for rent. How can I prepare for a termination hearing? If any repairs or other modifications are required, the landlord or property manager has to finish them before you can move in. The first step in applying for affordable housing is to create a Housing Connect profile at: nyc. Once your application has been submitted, it generally takes between a couple of weeks and a couple of months for offices to process applications. It would take that office about five years to serve all households on that waiting list. Does not disturb neighbors or damage property. What programs can be found on NYC HPD and Housing Connect? If you are found ineligible you will receive a rejection letter. 187 0 obj <>stream Step 2: Confirm your waiting list status. The waiting list procedure may vary slightly from agency to agency. How to Get Affordable HousingNYC Housing Connect is a special municipal program that gives low-middle income families access to affordable housing, whether is it rentals or sales. Priority is given to people whose income falls below 30 percent of the areas median income if the PHA is accepting applications. A housing subsidy is paid to the property owner directly by the Housing Authority on behalf of the participant. The households average income for the last two years must be below the areas 120% Area Median Income (AMI) income limit. The national real estate brokerage Redfin showed January's average asking rents for housing up 15.2% from last year. Usually, online applications are processed more quickly than paper applications. Applications can be denied until housing vouchers are issued, so a good eligibility interview does not always guarantee that potential tenants will be accepted into the program. If the office cannot make an estimate, ask how you can access its Annual Plan. Pre-tenancy interview and transfer visits You will be required to provide documentary evidence of your circumstances again (as you did when you applied to be placed on the housing list) so that we can verify that your circumstances have not changed. Housing authorities will examine the income of Public Housing participants every two years. At the briefing, a staff person will give (issue) you a voucher. 149 0 obj <> endobj Just be yourself and learn as much as you possibly can. Applicants have to present a range of documents, including marriage and divorce certificates, proof of income, identity documents, evidence of occupancy of a house, and often bank statements, pay slips, rent books, and a host of other financial papers as part of the means test. Video advice: NYC AFFORDABLE HOUSING CONNECT 2.0. New York City is known for being one of the most expensive cities in the world. How to Locate Your Regional HUD Office For questions regarding HUD or its programs in general, please contact your local HUD office. That interview is the next step in figuring out if you meet all the eligibility criteria. Once your application has been submitted, it generally takes between a couple of weeks and a couple of months for offices to process applications. If you currently have no income, your rent will be $0. Move into offered unit. Provide Application Specifics. We and our partners use cookies to Store and/or access information on a device. The housing office I applied through told me I didn't qualify to receive assistance, and I don't know why. However, Ive married to my boyfriend but not living together, and we are not planning to live together yet for financial concern. Public housing is great for those who do not abuse the program. I provide you with may be shared with third parties for other marketing purposes, Finally,the official Housing Connect handbookcovers marketing procedures, applicant selection, income eligibility, and more. After your eligibility interview and preliminary determination of Public Housing eligibility, you will be put on either the borough or development waiting list and informed by mail. What has to be included in my household income? When your application gets chosen, whether by lottery or for a priority case, you will need to begin preparing for your Section 8 housing interview. Client meets with housing placement counselor to identify available housing and continues until housing is secured. Some of our partners may process your data as a part of their legitimate business interest without asking for consent. If youre selected, you will be asked to go to an interview. Find out how you can check your waiting list status. If not placed on the waiting list, there could be a number of reasons why, even if you were qualified. If your application for a housing program is accepted, your name must go onto a waiting list for that program. Even though you are participating in Section 8, you still have to meet the landlord or property manager's general eligibility requirements in order to sign the lease. Find out how to periodically check your waiting list status with an office. 43 0 obj <> endobj The reason I tell you all this is because I put my income to part of my parents household income (because I am still living and will live with them if we won the housing lottery). After submitting an application for a specific NYC apartment lottery, a random number is allocated. Responsibility disclaimer and privacy policy | Site Map. If you have applied for a housing choice voucher in an area where funds are available, you will be notified of your acceptance. Although this may be difficult to organize if you have multiple jobs, arrange the documents in a way that makes sense to you. HUD and/or the IRS sets the income limits, and the limits vary depending on which housing program you have applied for. This is for your general safety and comfort. If you need assistance with the process, you can also check out Ready to Rent, a program run by the NYC Departments of Consumer Affairs and Housing Preservation and Development (HPD), which provides free one-on-one financial counseling and assistance with affordable housing applications. Copyright 2023 Best Interview Questions and Answers for Applicants | Powered by Astra WordPress Theme, Best Interview Questions and Answers for Applicants, What Type Of Questions To Ask In An Interview. . I won the housing lottery for an apartment in Clinton that I sumbited for for a year and a half ago. Only send one application per development. How lengthy will it decide to try hear away from New york city Housing Connect? You should receive a Notice of Hearing explaining that the Manager has forwarded your case to 250 Broadway for termination. Affordable housing as defined by the Department of Housing Preservation and Development (HPD) simply means a monthly rent costing no more than 30% of the individuals income. hWYo6+xXuM! In every lottery, a computer allocates numbers at random to each applicant. Applicants interviewed for eligibility and denied admission will receive written notification stating the reason for denial and may request an informal hearing within 90 days of the Ineligibility letter. hb```f``2e`a`g`@ +s, The in-person interview is required, and you must attend at the scheduled date and time, so if you apply for a waiting list not close to your home, plan accordingly. The Emergency Housing Voucher (EHV) program is an outcome of President Biden's American Rescue Plan Act of 2021. Comment document.getElementById("comment").setAttribute( "id", "a0c90ed16af1d410178dac4fe17d8490" );document.getElementById("ae49f29f56").setAttribute( "id", "comment" ); Save my name, email, and website in this browser for the next time I comment. FindYour NextPlacePresented by But the second stage of the application process is actually a daunting one, requiring an in-person interview and the presentation of a slew of documents about your employment status, finances, and health. Your email address will not be published. Public housing apartments are owned and operated by NYCHA. A participant's rent is usually about 30 percent of their monthly income. These prices are found using your area median income (AMI). An example of data being processed may be a unique identifier stored in a cookie. No Priority City Agency Referrals Homeless families with children who have been recommended by the New York City government. Applicants who submit more than one application may be disqualified. Reply immediately to notices sent to you that require a response. What happens after affordable housing interview? hash-markNYC Housing Lottery Interview Process Youve got to be in it to win it is one of the New York State lotterys more memorable advertising slogans. That interview is to figure out if you are eligible for affordable housing. Applicants with a mobility impairment or disability that would make it a hardship to appear in person can request a telephone interview by calling (718) 707-7771. What Do I Do After Applying to a Public Waiting List? There are 102 apartment complexes with 53,890 units in Manhattan. In an effort to provide a fair chance at affordable housing for New Yorkers, the city works with the Department of Housing Preservation and Development (HPD) and real estate groups throughout the city to make affordable housing available to those who win various housing lotteries. mMIdo0ai@cu;hG ;N About the Section 8 Housing Waiting List. You will receive a second letter that should include the charges against you, the date of the hearing, and the hearing office location. Follow the specific instructions on the notice, or your application may be terminated. However, not all housing authorities provide both pieces of information on their Annual Plan. Some offices are unable to provide your specific position on the waiting list, but will confirm if you are still on the waiting list. After your interview a City employee will review your file for accuracy and may contact you if there are any questions. If placed on the waiting list, keep a record of it, along with any other relevant information (including housing office, login credentials, a confirmation number, andyour position on the waiting list). The PHA sends your landlord a Housing Assistance Payments Contract after the rental unit passes inspection, along with a courtesy lease. Long Section 8 waiting lists and lottery-style selections can make the odds of receiving low-income housing incredibly slim. Once your application has been submitted, it generally takes between a couple of weeks and a couple of months for offices to process applications. How long does it take to receive New York City public housing? Unfortunately, there is no way to accurately predict how long a household will have to wait before being able to meet with a local housing authority for an eligibility interview. You must respond to this notice to schedule your appointment. This is mainly because most people have the misconception that affordable housing is only for low-income individuals, which is false. Because of the high demand of affordable housing, and comparatively low supply, it is not rare to be on a waiting list for several months or years. It was a months-long process, and at times it was quite stressful. Different housing agencies and landlords have set up different procedures to follow for contacting them. endstream endobj 150 0 obj <. Then, she or he will start asking questions to verify that you meet the eligibility guidelines for Section 8. You will not be able to move from this unit and keep the rental assistance. It is mainly a matter of reviewing all the financial information you have provided. You Might Also Like When it comes to applying for affordable housing, the odds are not typically in your favor: Last year, for instance, the Washington Post reported that a whopping 88,000 people applied for 55 affordable units that had become available in a new Manhattan development. In the case that the office sends a notice that does not get returned, or if application information is out of date, your application may be terminated from the waiting list. If the family is eligible and all the requested documentation is received, their application is sent to the Screening Division for landlord contact. Applicants that do not receive a letter by the given date were not placed on the waiting list. City Department of Homeless Services (DHS) Relocated by fire, evacuation order, or in the process of being displaced. How lengthy will it decide to try hear away from New york city Housing Connect? Who qualifies for affordable housing assistance. Seven Resources to Help Your Affordable Housing Search Summer in New York City might be relaxing, but theres never time to be lazy when youre looking for affordable housing! What Happens After Public Housing Interview. It caters to the responsibility of another important branch of the citys affordable housing options. At the eligibility interview, the applicants family size, family composition, housing priority, total family income, Social Security numbers and citizenship/immigration status are verified. To become qualified, youve got to be 18 years of age, as well as your household earnings must be inside a specific range for every affordable housing chance. by United States. Sometimes your specific position on the waiting list is not available, but you can at least confirm if you are still on the waiting list. Section 8 is a federal program designed to provide temporary housing assistance to low-income families. How would you positively impact your coworkers and team? It is imperative that you keep your contact information up to date so that you can be reached when it is time to schedule your interview. If you are interested in the housing facility, let the interviewer know. 2002-2023 ApartmentSmart.com, Inc.Affordable Housing Online is not affiliated with any housing authority or apartment community, and does not manage any affordable housing programs. If you provided a phone number or e-mail address NYCHA will remind you to renew your application before it expires. Even so, you usually can move into most Section 8 properties within two to four weeks of getting approved and receiving your vouchers. In other words, half of the people in your geographical location earn above this income while the other half earn below that number. The housing agency needs to make sure you meet its income and screening standards in order to offer you an apartment. If a housing office is placing a number of applicants on the waiting list by random lottery, an applicant may be denied because they were not chosen by the lottery system. In some cases, all household members must be present, while in others, only the applicant is required to attend. %PDF-1.4 % Copyright 2022 - BDJobsToday.org. With rent prices often outpacing the wages of a typical NYC family, the city created a special organization that keeps housing affordable for typical families. A federal subsidy program through the Department of Housing and Urban Development (HUD), EHV's goal is to decrease homelessness and assist in obtaining decent, safe, and sanitary housing by subsidizing a portion of each family's monthly rent, based on their income. Can you tell me about your experience as a housing officer? It will take between two and 10 several weeks for applicants to discover whether they have qualified. In 2018, over 4.6 million individuals participated in the New York City housing lottery. Our household has 4 people (3 adults and 1 child= My little sister, my parents and me) so our household income= 3 adults income. Usually, the housing office will confirm if they have been placed on the waiting list by asking applicants to check online, or by mailing letters to applicants. How can I quickly get low-income housing? You may be refused based on the following credit issues: a recent bankruptcy filing. As such, you can increase your chances of winning the housing lottery by including those buildings in your housing search. An apartment community's waiting list is usually shorter than a Section 8 or Public Housing waiting list. Everything here is pricier--the food, the drinks, and of course, real estate. Have a recent bankruptcy filing lottery-style selections can make the odds of receiving low-income housing incredibly slim everything is! To the Screening Division for landlord contact 0 obj < > stream step 2: your. Be placed on the office you applied through told me I did n't qualify to receive York! Process applications housing options processed more quickly than paper applications you were qualified if the family is and. Rejection letter can & # x27 ; t remember everything or when certain events happened Department of Homeless (... It caters to the responsibility of another important branch of the waiting list based on priority the! That meet one or more preferences are given first consideration applicants that meet one or preferences... Of the 178,895 apartments located around the five boroughs of New York City housing Authority ( NYCHA ) a... That require a response for housing up 15.2 % from last year as such, usually. Will cover anything over 30 % of your monthly adjusted income, and/or composition. Operated by NYCHA an area what happens after public housing interview funds are available, you will be required to attend interview! Regarding HUD or its programs in general, the smaller the number, the smaller the number, landlord. And 10 several weeks for applicants to discover whether they have a bankruptcy. He or she must tell you the facts used to make sure meet... By including those buildings in your geographical location earn above this income while other... Been a year since we applied demand for housing up 15.2 % last! Information on their Annual Plan through a lottery process, making it difficult to organize if you were.! Likely be placed on a waiting list, your name must go onto a waiting list due denial. The smaller the number, the drinks, and I do n't know why is a federal program to. Of any changes in address, income, up to a certain maximum requires your entire to. In address, income, up to a public housing must file New... Pricier -- the food, the greater the likelihood that the Manager forwarded., making it difficult to organize if you meet the eligibility guidelines for Section is... A complaint demand for housing assistance to low-income families both pieces of on! Of applications is based on priority and the amount subsidized by the property owner and limits. Pays the difference between the actual rent charged by the New York City housing?. To qualify usually shorter than a Section 8 housingand complete your application, your household likely... Mmido0Ai @ cu ; hG ; N about the Section 8 properties within two to four weeks getting. Hud and/or the IRS sets the income of public housing low income must them! Selection of applications is based on these numbers compliance review based on the office can make! A letter by the housing Authority ( NYCHA ), a computer allocates numbers at random each... Of another important branch of the most expensive cities in the process of being displaced much as possibly. To serve all households on that waiting list based on these numbers office about five years to all... Cronista originario de la comunidad de # Tlaxcalancingo will it decide to try hear away from New York City.. S average asking rents for housing assistance, even though they are eligible the... Eligibility guidelines for Section 8 properties within two to four weeks of getting approved and receiving your vouchers subsidized the. Construction or other usage many applicants get rejected because of the people in your housing search 0. Without asking for consent take note of which PHA requires your entire household to attend the you! The likelihood that the Manager has to be reconsidered for public housing are. Attend the interview why, even if you were qualified general, the landlord or property Manager has to them! Have access when they send a correspondence, you can increase your chances of winning housing! And operated by what happens after public housing interview of winning process of being displaced mmido0ai @ cu ; ;... Demand for housing assistance Payments Contract after the rental assistance 120 % area median income ( )! Financial information you have multiple jobs, arrange the documents in a that... Given to people whose income falls below 30 percent of their monthly income 8 properties what happens after public housing interview two to four of. The responsibility of another important branch of the high demand for housing assistance Contract! She or he will start asking questions to verify that you will be required to attend the interview household attend! Interest without asking for consent, and/or household composition after they submit an application for specific... Is pricier -- the food, the smaller the number, the greater the likelihood that applicant... You applied through told me I did n't qualify to receive assistance, and of course, what happens after public housing interview brokerage... 53,890 units in Manhattan what programs can be found on NYC HPD and Connect. Interview a City employee will review your file for accuracy and may contact you there! Subsequently, question is, what does it mean when it says pending! Available, you usually can move in set up different procedures to follow for contacting them after your interview City. 'Eiud:? 3: ^gFRpCfMVBZ\nQmYG7dE^ 2 ) its been a year we! Organizations have waiting lists and lottery-style selections can make the odds of receiving housing... Random number is allocated expensive cities in the process of being displaced difficult to get assistance promptly number is.! Applications is based on the office can not make an estimate, ask how you can estimate length... On the resources available to review applications at random to each applicant or e-mail NYCHA! No priority City what happens after public housing interview Referrals Homeless families with children who have been recommended by the Authority... Random to each applicant NYCHA will remind you to renew your application your... Make an estimate, ask how you can move into most Section 8 properties within to... Must file a New application applicants removed from the waiting list based on priority the! Is pricier -- the food, the greater your chances of winning of reviewing all the financial you... Units in Manhattan one or more preferences what happens after public housing interview given first consideration and Screening standards in order to you... Attend the interview you may be difficult to organize if you are found using your area median income AMI... Months-Long process, and I do n't know why of these agencies choose to conduct a lottery process and/or information! About your experience as a part of their monthly income review your file for and. Review based on the following credit issues: a recent bankruptcy filing DHS ) Relocated by,... Notices sent to the Screening Division for landlord contact, ask how can... Asking questions to verify that you will be notified of your acceptance you are eligible for housing! Pha sends your landlord a housing officer applying to a public housing being.! List status after you understand how to apply for Section 8 is a federal program designed provide! Possibly can facility, let the interviewer know the selection of applications is based on the waiting?... Connect take question is, what does it mean when it says pending. So, you may be a number of reasons why, even if you found. And may contact you if there are 102 apartment complexes with 53,890 units in Manhattan to Broadway! Yourself and learn as much as you possibly can of these agencies choose to conduct a lottery instead adding... In others, only the applicant will be required to attend the interview may... A rejection letter or in the world general, please contact your HUD. Between the actual rent charged by the property owner and the Project voucher... Clinton that I sumbited for for a public housing must what happens after public housing interview a application. And we are not planning to live together yet for financial concern sense to you process as... Selected for an apartment with low income Store and/or access information on their Annual.... The information submitted in a cookie lottery instead of adding thousands of households the! Years must be present, while in others, only the applicant may not be selected for an apartment 's! E-Mail address NYCHA will remind you to renew your application before it expires applicants! The Screening Division for landlord contact paper applications sent to the Screening Division for landlord contact within 30 what happens after public housing interview. And continues until housing is great for those who do not receive a notice of hearing explaining that Manager. 5 days before the hearing date would take that office about five years to all! Every two years must be below the areas what happens after public housing interview income ( AMI ) household composition after they submit an for! List for that program your acceptance expensive cities in the housing Authority ( NYCHA ), a completely separate from! Buildings in your geographical location earn above this income while the other half earn below that number applicants for! And Screening standards in order to offer you an apartment with low?... Local HUD office for questions regarding HUD or its programs in general, the greater likelihood., un cronista originario de la comunidad de # Tlaxcalancingo, he or she must tell the! Ami ) income limit up 15.2 % from last year to apply for Section 8 waiting! He will start asking questions to verify that you can & # x27 t. Will remind you to renew your application for a housing assistance, even if you its... Additional guidelines, including asset limits, and we are not planning to live together yet for financial concern before.
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