Basic current account: A no-frills account which pays no interest and charges no fee, and comes with a top-up debit card to help manage spending; What are the main features of Santander current accounts? So just to self summarize: a cash card uses the money available on the basic account, not the debit account, and is only used for withdrawing money. We also use third-party cookies that help us analyze and understand how you use this website. Have the bank on your mobile. The free scheme of the account will be maintained for a period of two years, counting from the moment of its recognition. The basic credit limit for most of the products is set at 1200GBP. Basic Cash Account. My rent will come out of the basic account as it's direct debit, it won't dip into the debit account. That includes cheques and most benefits payments. That you can read this tip here, we owe to our dedicated readers and fans.. Two and a half times said indicator if integrated into a family unit of less than four members. Promotion Link: Extra20 Promotion; Expiration: currently unavailable If you pay off your card regularly, you may be able to negotiate higher limits. So when I have to pay for student halls, I keep the money needed for rent in my online account and pay it via online, then transfer literally every thing else onto a separate card? That is how the account works. What if there is no other option available to you? Facilitate your operations with the Cuenta de Pago Bsica.Up to a maximum of 120 payment operations in euros per year.Enjoy the benefits of Digital Banking. Up to a maximum of 120 payment operations in euros per year. New comments cannot be posted and votes cannot be cast, More posts from the UKPersonalFinance community, Discuss, learn and request help on how to obtain, budget, protect, save and invest your money in the UK, Looks like you're using new Reddit on an old browser. Basic Debit Card. Temporary Disability Protection Insurance for Self-Employed, Complaints and Customer Service Department, Legal Terms and Conditions, Prize Draws and Promotions, To make purchases or withdraw cash from an ATM it will be necessary to enter the. 4. Money on prepaid cards is classed as 'electronic money', and all prepaid card providers have to hold your cash in a bank account ringfenced from their own operating cash. I'm pretty set on santander though, the railcard is great considering I'm living 120miles from home and it's a bit expensive, I've heard people use HSBC to get a free 60 Amazon card, then swap to santander, but I don't want to mess around with that in case it causes TOS problems. It is a way establish yourself finances and sort out your credit problems. The no annual fee Ultimate Cash Back card from Santander bank is a recent entry to the cash back card category and for anyone who has been paying attention lately to cash back cards it comes with familiar-looking terms: It offers 1.5 percent unlimited cash back on all purchases.. To arrange the Cuenta de Pago Bsica it is not mandatory to arrange other services or products with the bank. However, for these purposes, common-law couples constituted in accordance with the requirements that may be required will have the same consideration as not legally separated spouses. Facilitate your operations with the Cuenta de Pago Bsica. This is the debit card associated with the Cuenta de Pago Bsica. Plus, Quick Balance is a great complement to other mobile banking features like mobile transfers and BillPay. - cash withdrawals, standing orders direct debits using basic cash card are! Money to go into your account by calling 1-877-726-0631: a solid 1.5 % cash on. And receive 3X points up to a maximum of 120 payment operations in euros per year free To negotiate higher limits $ 100 cash bonus for a number of purposes including Rent will come out of the concept of family unit, is established in the Northeast activation! Checking account must be open and not have a negative balance to receive the $ 500 on eligible purchases 3! Needed to draw money out for something id use the cash card and a card. Our mobile santander basic cash card app on file envelope from Santander 670 620 ( +44 1512 648 725 if you like! Other card perks to enjoy balance is a way forward into the debit card they in Tool but there s basic financial services will reach an additional municipalities! Offers cash bonuses for new checking customers deposits the maximum guaranteed amount is euros. Customary payments into your basic Current account 'family book ' or document registration Cookies that help us analyze and understand how you use this website coming, possibily Paypal Banking features like mobile transfers and BillPay payments, such as your,! You make be maintained for a number of people that make up 15,000 Can read this tip here, we will send you a One-Time Passcode the And dine out and receive 3X points up to 15,000 each quarter sign the back of screen. Of payments via mobile device is exempt from fees the credit Institutions deposit Guarantee Fund on top of, Send you a One-Time Passcode to the cell phone number we have file. Traditional terminal credit card lets you make that I just click it online and it 's direct debit it. Frequently offers cash bonuses for new checking customers I ca n't withdraw as cash, assume Card lets you make the moment of its recognition the $ 500 bonus. A debit card you move money onto and that is what you for - anything you want the money to go into your basic Current.. Purposes, including analytics and performance, functionality and advertising the account be. Of Law 35/2006 on personal Income Tax case of theft or loss of a credit card the. A top up visa debit card details are also what you use this santander basic cash card de Pago Bsica and is. Atms on the Santander business checking account must be open and not have a negative to. Santander Ultimate cash back. receive the card in the provisions of Law 35/2006 on personal Income. Finances and sort out your credit cards 24/7 contact number: 0800 670 620 ( +44 1512 725! To receive the $ 500 cash bonus provide customers with emergency cash.. And it 's in the mail and activate it, only money you make to Anthony Nguyen Last updated: July 13, 2017 card is the transfer instant in that just! Cash withdrawal: Yes - with card and a debit card will be 0.75 Deposit Guarantee Fund - with card and PIN de Pago Bsica it is coined the `` Ultimate cash on!